So… you have decided or are thinking about opening a collection agency.  Awesome for you!   You might be surprised at how difficult it can be to get approved for a merchant account to process credit cards if you don’t know where to look.

A collection agency type business falls under the “high risk” category for banks and simply opening accounts on platforms like Square or Stripe or even PayPal will cause your account to be quickly shut down and your proceeds frozen as these platforms don’t allow high risk businesses.  You can check their “Terms of Service” and you will see that collection agencies are strictly prohibited.

So what do you do in this case?  If you are going to be using Collections MAX your absolute best bet would be to fill out the contact form at Deccapayments.com as this company (which is a division of the Decca Software Company) will provide your collection agency with a full merchant account integration so that you can easily process payments through the software (like Collections MAX Administrator and Collections MAX Professional).  NO OTHER MERCHANT ACCOUNT PROCESSOR CAN PROVIDE THIS INTEGRATION!   They will also provide another piece of software free of charge called Payment Runner (which normally costs $85 / month and processes all of your post dated credit cards). 

If you are not planning on using our software but still want to be able to partner with a leading company that has placed many high risk businesses with low rate merchant accounts then please give Decca Payments a try.  They have partnered with multiple banks that specialize in high risk credit card processing and that will reduce any headaches you might have in getting approved for your merchant account.